When we are able-bodied, the prospect of becoming disabled in the future is never something that we seriously consider. However, disability is a very common thing and something that happens to many of us. In fact, research has estimated that 25 percent of people currently in their 20s will become disabled before the age of 67.

When you have been recently diagnosed with a disability, you may find it hard to come to terms with the fact that you may no longer be able to gain a full-time income. Lost income is something that affects many newly disabled people. This is why Social Security has measures in place to financially help disabled people in need.

What are the types of financial aid for disabled people?

There are two main types of Social Security Disability (SSD) benefits, and the right one for you depends on your past working experience. If you have worked extensively in the past and have paid your Social Security taxes during that time, you may be able to claim benefits from the SSD program. If you have not worked enough to claim this, then you can apply for the Supplemental Security Income (SSI), which helps disabled adults and children based on need.

How is disability determined?

For both Social Security aid schemes, the disability criteria is the same. During the application process, your medical records will be assessed to determine whether you are eligible.

If you have recently become disabled and you would like to gain financial help in Indiana, it is important to take action as soon as possible in order to get the best possible result.